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P2P investments, bonds and deposits build an optimal portfolio in 2024

Published Mon, 13 Jan 2025 12:21:28 GMT

According to Robocash platform estimates, in 2024, the optimal solution will be to keep two-thirds of the investment portfolio in fixed-income instruments.Robocash specialists analyzed 9 different investment assets to determine the optimal portfolio structure. The research examined 10 portfolio allocation models* and considered asset correlations.The Black-Litterman model portfolio promises the highest returns in 2024 but suggests allocating all funds in crypto. “Of course, this approach contradicts the idea of diversification and significantly increases the risks of investments”. - the specialists comment. In conditions of economic instability, the trend towards portfolio diversification remains relevant. “Konno-Yamazaki and HRP algorithm methods suggest that we allocate all 9 analyzed assets into one portfolio. This approach mitigates some risks, but it is definitely not the most efficient in terms of returns”.The most optimal option is the structure identified in the Pareto-...

Horoscopes Jan. 3, 2024: Danica McKellar, figure out what makes you happy

Published Mon, 13 Jan 2025 12:21:28 GMT

CELEBRITIES BORN ON THIS DAY: Eli Manning, 43; Danica McKellar, 49; Mel Gibson, 68; Victoria Principal, 74.Happy Birthday: Concentrate on personal changes that make your life easier. Peace of mind will be the byproduct of making your life and surroundings less cumbersome. The amount of free time you gain by decluttering your life will encourage you to fulfill your dreams and walk away from people and situations that bring you down. Figure out what makes you happy and do that. Romance and personal improvements are favored. Your numbers are 3, 10, 19, 28, 36, 41, 44.ARIES (March 21-April 19): Live and learn. Get involved in the conversation and prepare to make moves that help you outperform anyone who may challenge you mentally, physically or emotionally. Put forth your best effort, and you will reap the rewards. Romance and personal gain are favored. 3 starsTAURUS (April 20-May 20): Update your credentials, look at trends and apply for a position that helps you fulfill your dreams. I...

Word Game: Jan. 3, 2024

Published Mon, 13 Jan 2025 12:21:28 GMT

TODAY’S WORD — CHERISHES (CHERISHES: CHER-ish-ez: Holds dear; feels affection for.)Average mark 23 wordsTime limit 35 minutesCan you find 28 or more words in CHERISHES? The list will be published tomorrow.YESTERDAY’S WORD — MUTINOUS mint minus miso mist moist most mount must unit unto tonus inmost into omit onus oust smut snit snout stun suit sumoTo purchase the Word Game book, visit WordGameBooks.com. Order it now for just $5 while supplies last!RULES OF THE GAME:1. Words must be of four or more letters.2. Words that acquire four letters by the addition of “s,” such as “bats” or “dies,” are not allowed.3. Additional words made by adding a “d” or an “s” may not be used. For example, if “bake” is used, “baked” or “bakes” are not allowed, but “bake” and “baking” are admissible.4. Proper nouns, slang words, or vulgar or sexually explicit words are not allowed.Contact Word Game creator Kathleen Saxe at [email protected].

Bridge: Jan. 3, 2024

Published Mon, 13 Jan 2025 12:21:28 GMT

“Most of your columns deal with play techniques,” a reader writes. “What about things like focus, table presence and partnership empathy?”Point taken. Here’s a piece of non-technical advice: Never give up on a deal.At four hearts, South won the first diamond with the king and led a trump. West won and led another diamond, and South took the ace and tried a spade to his queen. West won and cashed a diamond, and East got his ace of trumps. Down one.South must win the first diamond in dummy and finesse in spades; he may get a fast discard for his diamond loser. He wins West’s diamond return and leads the A-J of spades.FIFTH SPADEWest ruffs low, but South can’t give up. He overruffs in dummy, comes to the ace of clubs and ruffs a spade. He ruffs a club and leads his good fifth spade.West can’t gain by ruffing with his king. If he discards, dummy unloads the losing diamond. East ruffs low, but when South gets back in, he leads a trump and t...

Ask Amy: My boyfriend says it’s over because of the surprise visitor

Published Mon, 13 Jan 2025 12:21:28 GMT

Dear Amy: I’ve been with my boyfriend for five years. He has been totally estranged from his mother the whole time I’ve known him, and I’d never met her.Related ArticlesAdvice | Ask Amy: This is when I realized I had waited too long to leave my girlfriend Advice | Ask Amy: I worry about affording vacations if I move out of my parents’ house Advice | Ask Amy: My in-laws stopped speaking to me, and I don’t know what to do Advice | Ask Amy: I think I might have to cancel my birthday party because of our neighbors Advice | Ask Amy: She insulted my kids, and our relationship exploded Well, his mother started messaging with me on Facebook, and she really wants to get back into his life. She wants to apologize for the mistakes she has made.I invited her over to our house without telling my boyfriend. He blew up when he saw her and now says that he wants to break up with me.I was just trying to...

How Lucas Giolito could be just what the Red Sox starting rotation needs

Published Mon, 13 Jan 2025 12:21:28 GMT

If the Red Sox had one fatal flaw last year, it was their starting rotation’s inability to pitch deep into games. Those short outings didn’t just put the club in a hole any given day, they also put a strain on the bullpen that eventually proved too much to bear.Getting more length from their starters was a top priority for the Red Sox, and by signing Lucas Giolito they’ve taken a big step forward.Giolito, who has reportedly signed a two-year, $38.5 million deal with an opt-out after the first year, is the first significant outside addition to the Red Sox rotation. With the club’s subsequent trade of oft-injured Chris Sale to the Atlanta Braves, the Red Sox have effectively swapped out their least durable pitcher for one of baseball’s most.Since his first full season in the big leagues in 2018, Giolito has consistently ranked among MLB’s most prolific starters, ranking sixth in games started (167) and seventh in innings pitched (947) over that stre...

Nearly half of Ontario hospital workers ‘dread going into work’: poll

Published Mon, 13 Jan 2025 12:21:28 GMT

Nearly half of hospital workers in Ontario say they worry about going to work — with a similar number weighing whether to leave their jobs altogether.The numbers come from a new Nanos survey which suggests 41 per cent of the province’s hospital staff say they “dread going into work.”CUPE, the union representing some healthcare workers in Ontario, say the data points to a hospital staffing crisis that could only get worse if the Ford government doesn’t step in.“(The poll) supplements recent research by CUPE’s Ontario Council of Hospital Unions (OCHU/CUPE) warning of an acute staffing crisis in the hospital sector, which is contributing to unprecedented ER closures, delayed treatments, and poorer quality of patient care,” reads a release from the union.The recent survey polled more than 750 hospital workers from across the province.CUPE leaders are set to discuss the results of the survey and offer recommendations to the government in a ...

Butt-slapping accusation leads to 20 months of limbo for teen in slow-moving SafeSport Center case

Published Mon, 13 Jan 2025 12:21:28 GMT

DENVER (AP) — The email, addressed to the 13-year-old swimmer from the U.S. Center for SafeSport, came out of the blue. “Between approximately 2019 and 2022, you allegedly engaged in a pattern of behavior which constitutes Sexual Misconduct,” it read, with both final words capitalized.That was in April 2022. It took three months for the 8th grader to learn what the accusations were: A claim he had slapped another teammate on the butt in a locker room 10 months earlier, in June 2021.More than 20 months later, the case remains open, even after local police in the town 40 miles north of Denver investigated and dismissed it within weeks. Now 16 and a high school sophomore, the teen’s promising swimming career has been plunged into uncertainty by the temporary sanctions imposed by SafeSport — and the hard-to-escape taint of presumed guilt as the case drags on. “Their allegations are entirely untrue,” said the teen, who The Associated Press is not identifying because he is a minor. ...

Investigators focus on air traffic communication after a fatal Tokyo runway crash

Published Mon, 13 Jan 2025 12:21:28 GMT

TOKYO (AP) — Investigators were focusing on communication between air traffic control and two aircraft at Tokyo’s Haneda Airport on Wednesday, a day after a large passenger plane and a Japanese coast guard aircraft collided on the runway and burst into flames, killing five people. The accident occurred Tuesday evening when the Japan Airlines flight 516 plane landed on one of Haneda’s four runways after the coast guard aircraft — a Bombardier Dash-8 — had also entered, preparing to take off. An orange fireball erupted from both aircraft as the JAL plane continued down the runway covered in flames while spewing gray smoke. Within 20 minutes, all 379 passengers and crew members slid down emergency chutes and survived. The pilot of the coast guard plane, which exploded, evacuated with injuries but five crew members were killed.The Transport Ministry released a transcript of air traffic control communication of about 4 minutes and 27 seconds just before the crash. It showed no clea...

Illinois never trails, rolls to Big Ten win over Northwestern; No. 1 Purdue up next

Published Mon, 13 Jan 2025 12:21:28 GMT

CHAMPAIGN, Ill. (AP) — Marcus Domask scored 32 points and had a team-high six assists to lead No. 9 Illinois to a 96-66 Big Ten win Tuesday night over Northwestern in the Illini’s second game without suspended star and Chicago native Terrence Shannon Jr.Justin Harmon had 20 points, Quincy Guerrier scored 14 and Coleman Hawkins had 13 for the Illini (11-2 overall, 2-0 Big Ten), who never trailed, led by as many as 33 points and shot 63% from the field. Guerrier also had 10 rebounds for his fourth double-double of the season.Domask was 11-of-15 from the field and 9-of-10 from the free-throw line.“We're getting good ball movement and guys are making shots,” Domask said about the nearly 200 points the Illini have scored in the two wins in Shannon's absence.Harmon topped his season-high of 18 points, which he scored Friday against non-conference opponent Fairleigh Dickinson.“Justin played 29 minutes off the bench tonight. He's being rewarded for his hard work,” Illinois coach Brad Underw...