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Credit or debit card for kids: Which is best?

Published Fri, 01 Nov 2024 04:34:48 GMT

(NerdWallet) - Debit and credit cards are two of the most commonly used payment methods today. Over 175 million Americans have a credit card, according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market report. And according to a 2022 report from S&P Global Market Intelligence, debit card preference of consumers surpassed that of credit cards in 2022 for the first time. As our world becomes increasingly cashless, it makes sense to teach our kids how to responsibly use debit, credit — or both. Financial literacy can help children manage these cards in a way that maximizes their benefits and minimizes their risks. But which is best? Both credit and debit cards have their upsides and potential pitfalls that will factor into a parent’s decision. Ultimately, the best choice is the one that helps the child develop financial independence.  » SEE: 11 things to know before getting your first credit cardWhat about cash?Giving a child a credit or ...

NASA identifies new asteroid that could impact Earth in 2046

Published Fri, 01 Nov 2024 04:34:48 GMT

(NewsNation) — NASA's Planetary Defense Coordination Office announced it has been tracking a new asteroid that could potentially hit Earth on Valentine's Day in 2046.Although NASA said there is a "very small chance" of impact, orbit analysts will continue to watch the asteroid named 2023 DW. "Often when new objects are first discovered, it takes several weeks of data to reduce the uncertainties and adequately predict their orbits years into the future," NASA's Asteroid Watch tweeted. What would happen if a space rock crashed into your town? NASA has given 2023 DW a 1 in 560 chance of hitting Earth on Feb. 14, 2046, and the European Space Agency (ESA) gave it a 1 in 625 chance, taking over the top spot on the ESA's "risk list" for near-Earth objects."The good news is there's only one chance in 500 or so that will actually hit the Earth. But the bad news is, we are sitting ducks, we are defenseless," Theoretical physicist and professor Michio Kaku, Ph.D., said. ."We have absolutely ...

ACC to launch 2 new education certifications amid teacher shortage

Published Fri, 01 Nov 2024 04:34:48 GMT

AUSTIN (KXAN) — Amid ongoing teacher shortages nationwide and an anticipated loss of school principals in the Austin area, Austin Community College is rolling out two new certification programs later this year.ACC will soon launch a teacher's residency and a principal certification program. Rebecca Miller, program coordinator for the principal certification program, told KXAN a 28-school district study conducted by ACC found 50% of districts have campuses with principals who will be retiring in the next three to five years."We really, really want to be able to have people who know how to develop and cultivate and keep teachers, because that's what our kids need," she said.The two-year program will feature a first year of intensive coursework with night classes twice weekly, with the second year centered around on-campus mentorship and support from ACC field supervisors. TRENDING NOW: Celebrity sightings during SXSW 2023 Those entering the program will need to have a bachelor's de...

How a switch to El Niño could affect hurricane season

Published Fri, 01 Nov 2024 04:34:48 GMT

AUSTIN (KXAN) — As you may have heard by now, La Niña has met its end and we're currently in the Neutral phase of the climate pattern El-Niño-Southern Oscillation (ENSO). La Niña has ended: Here's what's next and when El Niño could begin While we're expected to stay neutral through at least spring and possibly a good chunk of summer, a switch to El Niño is expected from late summer into fall. Now, Atlantic Hurricane season begins June 1 and lasts all the way through Nov. 30. This means it's likely that a good chunk of Atlantic Hurricane Season 2023 will be spent in an El Niño pattern.El Niño and hurricanesEl Niño is the warm phase of ENSO, where the waters of the eastern Pacific are warmer than normal. Less vertical wind shear in the hurricane development zone west of Mexico typically brings more frequent hurricanes to the eastern Pacific basin.However, in the Atlantic, El Niño typically lead to fewer hurricanes. This is largely due to increased vertical wind shear and more stabil...

Ecolab to invest $2 million to create green space in downtown St. Paul

Published Fri, 01 Nov 2024 04:34:48 GMT

Global water treatment and technology company Ecolab and the city of St. Paul announced a partnership Saturday to initiate a $2 million project to convert a downtown sidewalk and concrete plaza into a community green space.At the St. Paul-based company’s 100th anniversary celebration at Rice Park, Ecolab Chairman and CEO Christophe Beck and Mayor Melvin Carter announced plans for the beautification of a 26,000-plus-square-foot area located between Ecolab Global Headquarters, the Landmark Center and the historic Hamm Building. The green space should be open for public use early next year, according to an Ecolab news release.An artist’s rendering shows the reimagined community space in downtown St. Paul, located between Ecolab Global Headquarters, the Landmark Center and the historic Hamm Building. (Courtesy of Ecolab)“Since our 1923 origins in the basement of the nearby Endicott Building, Ecolab has been a proud member of the St. Paul community,” said Beck in a statement....

Weekend snowfall in Twin Cities makes this 8th snowiest winter on record

Published Fri, 01 Nov 2024 04:34:48 GMT

The snow kept on coming.As of Sunday, the 2022-23 Twin Cities snowfall season became the eighth snowiest on record, according to the National Weather Service. The metro has measured more than 80 inches since October.And NWS meteorologist Melissa Dye said more could be on the way. Expect “lingering snow” throughout Sunday afternoon and the potential for a little more next week, too.“Next week we could end up with some more snow, but there’s still a lot of uncertainty as far as if we’re going to be too warm for snow or exactly how much we’re gonna get,” said Dye.To break into the top 5 snowiest seasons, the Twin Cities will have to be ready for 3.4 more inches, which Dye said could come later this week or by the end of the month. The metro’s No. 1 snowiest winter in the past century and a half was the 1983-84 season, and that record wasn’t broken until April 30.Sunday’s roads seem “not too bad,” Dye said, most of which have p...

Richmondville man arrested after domestic incident

Published Fri, 01 Nov 2024 04:34:48 GMT

RICHMONDVILLE, N.Y. (NEWS10) -- A Richmondville man was arrested on Wednesday following a domestic incident and was found to have controlled substances, including cocaine, according to police. Benjamin Palmateer Jr., 35, faces several charges. Get all of the latest news, weather, sports, and entertainment delivered right to your inbox! On March 8, around 4:39 p.m., police say they responded to a Richmondville home for a report of a past occurring physical domestic dispute. Police say an investigation determined Palmateer got into an altercation with the victim earlier that day. Police say during the altercation, Palmateer caused the victim non-life-threatening injuries, broke their cell phone, preventing them from calling 911, and threatened them with scissors. Police found Palmateer around 8:17 p.m. in Cobleskill and arrested him. Police say while taking him into custody he was found to possess controlled substances, including cocaine. White Creek man who attempted to kill lan...

Three Cherry Hills Village properties top February home sales

Published Fri, 01 Nov 2024 04:34:48 GMT

Former racecar driver Alex Figge sold a 10,000-square-foot mansion in Cherry Hills Village for $8 million last month.That sale was one of three in Cherry Hills Village that topped February sales in the Denver metro, according to MLS data.The home at 37 Sunset Drive was purchased by Delaware-registered 37 Sunset Drive LLC in February. Figge and his wife Amy bought the property for $4.8 million in June 2021.Gina Lorenzen with Kentwood Real Estate DTC represented the seller and the buyer.Figge previously sold a Country Club home for $6 million in 2020.Here are the next four priciest February home sales in the Denver metro, according to MLS data:The fully remodeled five-bedroom, five-bath home at 17 Mockingbird Lane sold for $6 million. (Provided by REColorado)17 Mockingbird Lane in Cherry Hills Village: $6 millionListing agent:  Ann Kerr with Kentwood Real Estate DTCBuyer’s agent:  Lisa Fallon with LIV Sotheby’s International RealtyDetails: The 7,000-square-foot home sold above its $5....

Watch Live from the Oscars on KTLA and KTLA.com

Published Fri, 01 Nov 2024 04:34:48 GMT

Hollywood will celebrate the magic of the movies tonight with the 95th Academy Awards at the Dolby Theatre.Join KTLA’s Sam Rubin, Jessica Holmes, Doug Kolk and Megan Henderson for a special, star-studded broadcast, Live From the Oscars, starting at 1 p.m. The show will feature interviews with A-List celebrities, analysis of the top categories, and unique insights into the hottest fashions on the red carpet (which is champagne-colored this year).You can watch Live From the Oscars from 1 p.m. - 3:30 p.m. right here on KTLA.com and streaming online on the KTLA+ apps for Roku, Fire TV and Apple TV.Los Angeles television viewers can watch Live from the Oscars on KTLA 5 over the air or through their satellite/cable provider.Talk show host Jimmy Kimmel is hosting the Academy Awards for the third time and the first time since 2018. The 10 movies vying for best picture are: “All Quiet on the Western Front,” “Avatar: The Way of Water,” “The Banshees of Inisherin,” “Elvis,” “Everything Ev...

Flooding puts Interstate 880 in Fremont under water

Published Fri, 01 Nov 2024 04:34:48 GMT

FREMONT — Flooding continued to wreak havoc on the Bay Area freeways and highways Sunday, with commuters traveling on Interstate 880 the latest to feel the wrath.The California Highway Patrol shut down all lanes of I-880 in both directions late Sunday morning after flooding from a canal overflow turned the freeway into a small river.The CHP announced the full closure in both directions at 11:51 a.m.Northbound traffic had to divert the freeway at the Mowry Avenue exit and was expected to be closed until at least 10 p.m. Sunday night, according to the CHP. The southbound lanes were closed at Thornton Avenue and were expected to be closed until at least 2 p.m.The CHP also closed down the on-ramp from westbound Mowry Avenue to northbound I-880 and the southbound Thornton Avenue on-ramp.FLOOD ALERT, PLAN ALTERNATE ROUTE I-880 northbound, south of Thornton Avenue, lanes #2-4 are closed. I-880 southbound, south of Thornton Avenue, lane #4 is closed. CHP is on scene with Cal...